sweetgum

onboard a 1099 contractor so every payment to them rolls up into their year-to-date total — no january scramble.

no more pdf-by-email or chasing scanned forms. sweetgum mints a public link the contractor fills out from any phone — name, address, tin, signature, done.

every payment from pawpaw, bluejay, or pecan to a 1099-tagged contractor adds to their ytd. anyone over $600 gets the "1099 needed" flag automatically — that's the federal threshold.

in january, filter to over-$600 contractors with a w-9 on file. when the partner (track1099 / tax1099) wires up, one click files them all.

sweetgum doesn't track payments itself — it reads from pawpaw (refunds, vendor invoices), bluejay (logged payments tagged 1099), and pecan (non-employee compensation). everything rolls up here.

sweetgum is functionally built — w-9 collection, ytd tracking, threshold flagging — but actual irs filing requires a partner agreement (track1099 or tax1099). until that lights up, end-to-end filing is gated.

the contractor list has filter chips for needs-w-9 and over-$600. one click cuts the list to exactly the people you need to chase or report on.

the contractor opens the w-9 link from a phone or computer. no account, no app install. they fill the same fields the paper w-9 asks for, sign with a finger or mouse, and submit.

if a contractor's address or business name changed, you'll want a fresh w-9. invalidate the old one and mint a new link.

the irs runs a tin-match service that verifies a name + tin combination matches their records. when track1099 / tax1099 wires up, sweetgum runs the check automatically.

not every payment to a contractor counts toward the 1099 threshold. cash and check do. credit-card and third-party-network payments don't (those get reported on a 1099-k by the processor, not by you).