sweetgum
1099 contractors
articles
- 01
add your first contractor
previewonboard a 1099 contractor so every payment to them rolls up into their year-to-date total — no january scramble.
4 steps·~2 min - 02
send a contractor a w-9 link
previewno more pdf-by-email or chasing scanned forms. sweetgum mints a public link the contractor fills out from any phone — name, address, tin, signature, done.
4 steps·~2 min - 03
watch year-to-date totals
previewevery payment from pawpaw, bluejay, or pecan to a 1099-tagged contractor adds to their ytd. anyone over $600 gets the "1099 needed" flag automatically — that's the federal threshold.
3 steps·~2 min - 04
prep 1099s at year-end
previewin january, filter to over-$600 contractors with a w-9 on file. when the partner (track1099 / tax1099) wires up, one click files them all.
3 steps·~2 min - 05
where ytd totals come from
previewsweetgum doesn't track payments itself — it reads from pawpaw (refunds, vendor invoices), bluejay (logged payments tagged 1099), and pecan (non-employee compensation). everything rolls up here.
3 steps·~2 min - 06
why sweetgum says "coming soon"
previewsweetgum is functionally built — w-9 collection, ytd tracking, threshold flagging — but actual irs filing requires a partner agreement (track1099 or tax1099). until that lights up, end-to-end filing is gated.
3 steps·~2 min - 07
filter contractors by w-9 status or ytd threshold
the contractor list has filter chips for needs-w-9 and over-$600. one click cuts the list to exactly the people you need to chase or report on.
3 steps·~2 min - 08
what the contractor sees on the public w-9 page
previewthe contractor opens the w-9 link from a phone or computer. no account, no app install. they fill the same fields the paper w-9 asks for, sign with a finger or mouse, and submit.
3 steps·~2 min - 09
manage w-9 on file — re-collect or update
previewif a contractor's address or business name changed, you'll want a fresh w-9. invalidate the old one and mint a new link.
3 steps·~2 min - 10
tin verification (when the wire is live)
previewthe irs runs a tin-match service that verifies a name + tin combination matches their records. when track1099 / tax1099 wires up, sweetgum runs the check automatically.
3 steps·~2 min - 11
what counts toward the $600 threshold
previewnot every payment to a contractor counts toward the 1099 threshold. cash and check do. credit-card and third-party-network payments don't (those get reported on a 1099-k by the processor, not by you).
3 steps·~2 min
still need help with sweetgum?
we respond to every message within 24 hours.